Health insurance is confusing – regardless of whether your employer provides your insurance, you qualify for Medicare or Medicaid, or if you are footing the bill yourself for private insurance.
If you’re in the market to buy insurance on your own, you may worry you might be turned down due to a pre-existing medical condition or you will be charged a higher rate once the insurer reviews your application. And even if the insurer approves your application, you may have questions about what’s covered under your plan and how much you’ll need to pay for out of pocket if you have a major health problem.
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