(StatePoint) When it comes to healthy finances, periodically evaluating one’s budget and savings goals is crucial. Unfortunately, most people don’t do enough reflection.
According to a recent survey by Ally Bank, only 15 percent of consumers check their bank account daily.
kAm“x7 J@F’C6 =@@<:?8 E@ D92A6 FA J@FC 7:?2?46D[ J@F’== H2?E E@ 92G6 2 4@?4C6E6 A=2?] (:E9@FE @?6[ :E H:== 36 92C56C E@ >66E J@FC 8@2=[” 25G:D6D s: |@C2:D[ 56A@D:ED 2?5 :??@G2E:@? 6I64FE:G6 2E p==J u:?2?4:2=] “sC2H:?8 FA 2 3F586E[ 2?5 2==@EE:?8 2 A@CE:@? @7 6249 A2J4964< E@ D2G:?8D :D 4CF4:2= E@ D9@CE 2?5 =@?8\E6C> 7:?2?4:2= 962=E9]”k^Am
kAmw6C6 2C6 D@>6 E:AD E@ 86E DE2CE65ik^Am
kA 2=:8?lQ46?E6CQmkDEC@?8mqF:=5 2 qF586Ek^DEC@?8mk^Am
kAmqF586E:?8 42? 96=A J@F 36EE6C F?56CDE2?5 J@FC 7:?2?4:2= D:EF2E:@?[ D2G6 7@C E96 7FEFC6 2?5 A2J J@FC 3:==D E@52J] qJ EC24<:?8 DA6?5:?8[ J@F 42? A:?A@:?E H9:49 6IA6?5:EFC6D 42? 36 6=:>:?2E65 @C EC:>>65[ =625:?8 E@ 8C62E6C D2G:?8D @G6C E96 4@>:?8 >@?E9D] yFDE 36 DFC6 E@ A6C7@C> 2 C68F=2C D6=7\C6G:6H D@ J@F DE2J ECF6 E@ J@FC 3F586E] p?5 5@?’E 36 27C2:5 E@ 65:E J@FC A=2? 2D ?66565]k^Am
kA 2=:8?lQ46?E6CQmkDEC@?8m!6C7@C> 2k^DEC@?8m kDEC@?8mr964<:?8 r964< &Ak^DEC@?8mk^Am
kAms@?’E D6EE=6 7@C 2? @FE52E65 @C :?4@?G6?:6?E 4964<:?8 244@F?E E92E @776CD =:EE=6 E@ ?@ C6EFC? :? :?E6C6DE] $@>6 ?6H6C 4964<:?8 244@F?ED @776C 52:=J 4@>A@F?565 :?E6C6DE @? 4964<:?8 32=2?46D] r@?D:56C @AE:@?D E92E 92G6 255:E:@?2= A6C<D[ DF49 2D 42C5\=:?<65 @776CD 2?5 562=D] p 5:C64E @C @?=:?6 32?< :D 2 8@@5 36E[ 2D E96J EJA:42==J 92G6 =@H6C @A6C2E:?8 4@DED 4@>A2C65 E@ EC25:E:@?2= 32?<D 2?5 42? @776C J@F 4@>A6E:E:G6 C2E6D]k^Am
kA 2=:8?lQ46?E6CQmkDEC@?8mr@??64E p?JH96C6[ p?JE:>6k^DEC@?8mk^Am
kAms@?’E =62G6 2 =:E6C2= A2A6C EC2:=P ~AE 7@C 2 32?< E92E 2==@HD J@F E@ A6C7@C> EC2?D24E:@?D @?=:?6 @C 3J A9@?6] }@E @?=J :D E9:D 2 72DE6C[ >@C6 4@?G6?:6?E H2J E@ 32?<[ J@F 42? 2=D@ <66A EC24< @7 J@FC 7:?2?46D :? C62= E:>6]k^Am
kAm s@?’E 7@C86E E@ C6D62C49 E96 2G2:=23:=:EJ @7 J@FC 7:?2?4:2= :?DE:EFE:@?] {@@< 7@C 762EFC6D =:<6 ac^f =:G6 4FDE@>6C D6CG:46 2?5 @?=:?6 492E]k^Am
kA 2=:8?lQ46?E6CQmkDEC@?8mt2C? (9:=6 $2G:?8k^DEC@?8mk^Am
kAmx7 J@F’C6 =@@<:?8 E@ 62C? @? D9@CE\E6C> D2G:?8D H:E9@FE 2 92C5 4@>>:E>6?E[ 4@?D:56C rsD 2?5 @E96C D9@CE\E6C> D2G:?8D @AE:@?D] tG6? 2? :?E6C6DE\362C:?8 D2G:?8D 244@F?E 42? 36 2 8@@5 2=E6C?2E:G6]k^Am
kAm%96 23:=:EJ E@ 25;FDE J@FC C2E6[ D9@F=5 :?E6C6DE C2E6D :?4C62D6[ 42? 36 G6CJ 25G2?E286@FD] u@C 6I2>A=6[ p==J q2?< @776CD “#2:D6 *@FC #2E6” %H@\ 2?5 u@FC\*62C rsD H9:49 2==@H 4FDE@>6CD E@ C2:D6 E96:C C2E6 @?46 @C EH:46 C6DA64E:G6=J 5FC:?8 E96 rs E6C> D9@F=5 C2E6D :?4C62D6]k^Am
kA 2=:8?lQ46?E6CQmkDEC@?8m!=2? 7@C #6E:C6>6?Ek^DEC@?8mk^Am
kAm$6EE:?8 2D:56 6?@F89 >@?6J 7@C C6E:C6>6?E :D E96 AC:>2CJ 4@?46C? 2>@?8 E96 >2;@C:EJ @7 4@?DF>6CD[ 244@C5:?8 E@ 2 C646?E DFCG6J] x? 255:E:@? E@ A2CE:4:A2E:?8 :? 6>A=@J6C\DA@?D@C65 A=2?D[ 4@?D:56C 3@=DE6C:?8 :?5:G:5F2= D2G:?8D 2?5 =@@< E@ 32?< H:E9 2? :?DE:EFE:@? E92E 42? AC@G:56 AC@5F4ED DF49 2D x#pD]k^Am
kAm|@C6 >@?6J >2?286>6?E :562D 2?5 DEC2E68:6D 42? 36 7@F?5 @?=:?6 2E k2 9C67lQ9EEAi^^HHH]2==J]4@>^QmHHH]2==J]4@>k^2m]k^Am
kAm(:E9 2 =:EE=6 A=2??:?8[ J@F 42? 364@>6 2 >@C6 7:?2?4:2==J D64FC6 J@F]k^Am
kA DEJ=6lQE6IE\2=:8?i 46?E6CjQmYYYYYk^Am
kAm!9@E@ rC65:Ei %9:?<$E@4<k^Am
kAmk:>8 DC4lQ9EEAi^^7665D]DE2E6A@:?E]?6E^E@H??6HD^A=246>6?E]2D9InEl4U2>Aj:5lahdfQ ^mk^Am