(BPT) - When you stray from your fitness goals with a fast-food meal or by skipping a few days at the gym, it’s important to not use those moments as an excuse to stop trying. Financial fitness is the same. When you miss a month of paying into your savings, or allow a credit card balance to roll over to the next month, it’s important to get back on track as quickly as possible.
And just as you set small, achievable physical fitness benchmarks that move you toward your ultimate goal – like losing three pounds this month and five the next – you can take incremental steps toward financial fitness, too. You may think goals such as having enough cash savings to cover six to eight months of expenses or building your retirement savings are beyond your reach. But here are some ideas for making those goals more realistic – and achievable – for you:
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