(NAPSI)And so it begins--you're an adult and in charge of your future. After graduation last spring and six months of transition time, it's time to take on the responsibility of starting to make payments on your student loan(s). Determine how much you owe on your student loan(s) and your monthly payment. Prioritize how you spend your income. Discretionary spending, like eating out, takes a backseat to paying your bills.
Put together a spending plan. List your monthly income and how you're going to spend the money. Housing, food, utilities, student loan payments, car and credit cards are all mandatory spending items. Pay rent and utilities before you pay your loans, but the loans still need to be paid before buying lattes.
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