Many Americans dutifully make New Year’s Resolutions, but unfortunately most get broken or forgotten before too long. So let’s not call these “New Year’s Financial Resolutions.” Instead, here are 13 smart financial steps that you can take to help get and keep your finances on track in 2013:
1. Establish a budget. Many people bristle at the mere mention of the “B” word: budget. But budgeting is the first step in gaining control of your finances – and it usually isn’t as difficult or painful as most people think.
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